who is the voice for the geico gecko
Vehicle insurance or car insurance has been one of the best options you would want to opt for. In fact, auto insurance would be one of the difficult choices. However, if you are in the United States, making the right choice with respect to the best car insurance would not be a tough task.
Why? There is an apparent reason there. If you search for the best auto insurance reviews, you would definitely find one common name, almost every review, or at least in the majority of reviews.
Yes, we are referring to Geico auto insurance. If you are considering opting for the best and popular care insurance options, Geico has been the hot favourite with the drivers in the United States. That is solely because of the best rates and options offered by the Geico auto insurance quote. So, in case you are checking out the best options for affordable car insurance, Geico should be your prime choice.
Geico Auto Insurance – what is it?
Geico stands for Government Employees Insurance Company. Launched in 1936, it targeted the government employees. In fact, the founders Leo and Lillian Goodwin believed that it would be less risky to insure the government employees.
It has grown by leaps and bounds since then and has been able to offer exceptional services to its customers. In fact, they provide access to several discounts and offers for the federal employees. It has an A++ rating from AM Best and a similar A+ rating from the Better Business Bureau (BBB). That should speak for the wonderful track record that it has.
Geico Insurance – An Overview
|Best meant for||Budget oriented customers|
|Offers available||Air bags
Anti-lock braking system
Daytime running lights
Five-year accident-free good driver
Seat belt use
Defensive driving course
Driver’s education course
Membership and employee discounts
Federal employee discount
|Number of states the service is available||50|
|Better Business Bureau rating||A+|
|A.M. Best Rating||A++|
|Special Features||Accident forgiveness
24/7 customer support and roadside assistance
Rental car reimbursement
Mechanical breakdown insurance
Coverage for Lyft and Uber drivers
What are the best features that Geico offers?
Well, we already stated that Geico had been a popular and excellent performer. The strength of Geico auto insurance is what would make it the best you would want to go with would be the affordable rates and an exceptional customer service. In fact, the Geico auto insurance quotehas been one of the lowest in the entire country.
A few features we found extremely interesting and practical with Geico would include the following –
Best possible rates
While the auto insurance quotes are the best in class and highly affordable, they are also entirely consistent with the other competing service providers. That would be one of the important factors that would make Geico auto insurance a reliable and safer option.
Do note, however, that the rates may be a little expensive in some cases. In the case of drivers who have at-fault accident records in their driving career can find the Geico auto insurance quote a bit pricey. It may be essential to compare the plans across different service providers before you take a final call.
Geico Mobile app
That is one of the excellent options offered by Geico. The mobile app would be one of the great options for Geico login. It can be helpful enough to check out all sorts of management options for your auto insurance policy and details thereof. In fact, the mobile app is filled with almost every aspect of opting for an auto insurance – right from asking for a Geico auto insurance quote and filing up for the claim. You can even opt for Amazon Alexa Pay for paying their bills. While most of the competing insurance companies offer you the mobile apps, this should be the best you can get.
Prime Time Contract
This involves the guaranteed auto insurance renewal program. You should be over the age of 50 to qualify for the Prime Contract program. However, the program does not guarantee that that the rates would remain the same on renewal. You will be protected even in situations where they are considered to be high risk.
Auto Repair Express
The Auto Repair Express provides you access to a huge network of repair services. You will get access to a Geico backing for all your repairs. While this is a unique feature in itself, it is not quite unique to Geico alone.
Discounts Available under Geico Auto Insurance
Geico is known for providing its customers with a wide range of discount offers. Most of the discount offers are tied to the vehicle safety and better driving habits. Geico also offers a few discount options for people belonging to certain sections of the society.
A few discount options offered by Geico would include the following –
Federal Employee discount
If you are a federal employee, you can get access to an 8 percent discount offer on their car insurance. The discount is available for you irrespective of whether you are an active employee or a retired one.
US military personnel on active duty can get access to savings of up to 15 percent of the premium. The offer is also available for the retired army personnel and the members of the National Guard or Reserves.
Discounts based on driving history
If your driving habits are impressive enough, you will be entitled to better discount offers. In case you have run accident free for five years or more, you can get discount options for up to 26 percent. In fact, if you have been able to run your vehicle for more than five years without accidents, you can save enough in an at fault accident that may come your way.
Defensive Driver discounts
This is yet another excellent offer from Geico that rewards the really efficient drivers. You will need to clear a competent defensive driving course to be eligible for the discount. The exact savings may vary from one state to another, but you will still be able to save anywhere between 5 to 20 percent.
The Geico Auto Insurance quote overview
The Geico auto insurance quotes can be rated between good to average when you compare them to the competing options. In fact, if you, as a driver have been able to achieve no records of accidents or violence, you can be assured of getting better savings on your premium.
However, the quotes offered by Geico would be higher enough in the case of high risk drivers.
What does Geico Auto Insurance cover?
Geico Auto insurance provides you access to the benefits and standard coverage options.
- Medical Payments – Irrespective of who is at fault, Geico provides for the medical cost for any of the injuries you may have suffered as a result of the accident. It does not come with a deductible, and that would be what would differentiate it from a health insurance.
- Personal Injury Protection – This clause will cover your medical expenses. It will also cover the wages you might have lost because of the accident and subsequent injury you may have faced. It may even include child care in some exceptional cases. If your state belongs to no fault category, a PIP would be an essential part of your auto insurance package.
- Collision Coverage – Collision coverage covers the damage to your car when it hits another car or any other object. The coverage comes with a deductible and can work even if you are at fault. You can also opt for it even when the other driver is at fault.
- Comprehensive Coverage – This would cover the damage to the vehicle, NOT because of an accident. This would include the coverage against the damage from fire, hail, vandalism, or contact with animals.
What does it not cover then? Well, there are a few areas that Geico Auto insurance will not cover. Some of them would include the regular maintenance of your vehicle, customized parts and electronics, and the items stolen from your car. While the theft of the vehicle itself would be covered under the auto insurance, but the luggage, items, and other things stoles from inside the car would not be covered under the policy.
Also note that if you are using the car for ridesharing or for a business, you would need to opt for a specific customized plan. The quotes would be slightly higher than personal car insurance in those circumstances.
Well, that was what should ideally provide you an insight into what you can expect from Geico and Geico login. If you think you are impressed, ask for a Geico auto insurance quote. We are sure you will definitely be impressed.
Check out the offers available from Geico auto insurance and share your thoughts with us.